Master Prospect

What do I need to know about Unit Trust Investments?

Listed below are the benefits associated with balanced/equity and non-equity funds:

You have full-time professional fund managers to manage your investments for you. Investment decisions are backed by extensive research, market analysis and vigilant monitoring of the economic and market environments. Investing on your own, you could spend unlimited time on research that professional management would have a better insight on.

By investing in unit trust funds, you have opportunity to spread your money over a diversified portfolio of assets which otherwise may not be possible on your own.

Unit trust funds provide you with an alternative investment option with lesser risks than investing directly in the stock market.

It is not how much you earn but how much you save that determines your ability to accumulate wealth. By investing your savings regularly in unit trust fund, you may achieve a measure of protection against inflation through the capital appreciation of your investment, if any.

As the Minimum Initial Investment amount in most unit trusts is relatively low, they are affordable as compared to direct investment in securities, of which bonds are included.

You can get rid yourself of the unnecessary stress and paperwork that comes with managing your own stocks and shares or bonds portfolio, keeping track of your contract notes, share certificates, rights and bonus issues and so on. It is very easy to purchase or sell back your units at any of the Manager's offices or agents offices. On top of this, the Manager will send you the Fund's interim and annual reports to keep you informed on the performance of the Fund.

Unlike your investments in fixed assets such as land and properties, you may sell all or part of your unit holdings to the Manager on any Business Day making it easy to withdraw your money.

Specific Benefits Associated with the BOF:

Interest income and capital gains accrued by the BOF are tax-exempted. Furthermore, investment instruments such as government and corporate bonds are also tax-exempt. This would effectively mean potentially better returns to you.

The BOF portfolio will hold bonds from several issuers at any one time. This effectively means the effect of market factors on isolated issuers will only slightly affect you as compared to owners of individual bonds who could lose most or all of their investment.

Typically, usual minimum amounts for an individual direct bond investment are around RM10,000. BOF enables you to benefit from bonds with a minimal initial investment amount of just RM1,000. Additional investments may be made at any time with a minimum of RM500.

You can redeem your BOF investments at any time on any business day whenever you choose as compared to owners of individual bonds who can only trade through a brokerage account.

The Potential Risk >>

Warning Statement!

BEFORE INVESTING, YOU ARE ADVISED TO READ AND UNDERSTAND THE CONTENTS OF THE MASTER PROSPECTUS DATED 29 APRIL 2000 AND THE INDEX-LINKED FUND PROSPECTUS DATED 8 JUNE 2000 (INCLUDING SUPPLEMENTARY PROSPECTUSES THERETO, IF ANY). SUCH PROSPECTUS HAS BEEN REGISTERED WITH THE SECURITIES COMMISSION WHICH TAKES NO RESPONSIBILITY FOR ITS CONTENTS AND IS OBTAINABLE AT ANY OF OUR OFFICES.

YOU SHOULD CONSIDER THE FEES AND CHARGES INVOLVED AND CONSULT YOUR FINANCIAL OR OTHER PROFESSIONAL ADVISER IF YOU ARE IN DOUBT ABOUT ANY FEATURE OR NATURE OF THE FUNDS. THE PRICES OF UNITS AND DIVIDENDS PAYABLE, IF ANY, MAY GO DOWN AS WELL AS UP AND PAST PERFORMANCE OF THE FUND IS NO GUARANTEE OF ITS FUTURE PERFORMANCE. ANY ISSUE OF UNITS TO WHICH THE PROSPECTUS RELATES WILL ONLY BE MADE ON RECEIPT OF THE APPLICATION FORM REFERRED TO IN AND ACCOMPANYING THE PROSPECTUS.