Financial Planning - Retirement Plan

Tools & Calculator

Step 1: Your current financial situation

Current age:

Estimated retirement age:

Current yearly income:

Estimated salary increment rate:

Current annual expenses (i.e. cost of living):

Estimated inflation rate:

Current lump sum available in EPF, Yielding (%)

Your contribution rate to EPF

Your employer's contribution rate to EPF

Current amount in Savings A/C, Yielding (%)

Current amount in FD, Yielding (%)

Yearly contribution to the savings, Yielding(%)

Monthly contribution to the savings, Yielding (%)

Estimated rate of return on retirement income:

Step 2: Your Financial Situations at Retirement

Future value of EPF:

Future value of Savings Account:

Future value of FD:

Future alue of Regular Savings:

Total savings at retirement:

Capital needed to generate annual expenses at retirement:

Shortage of retirement fund:

Step 3: Your solution

*For more details on allocation of your investment,
please refer to asset allocation model as a guide,
aggressive investor ( 10 - 12% ),
moderate investor ( 8 - 9 % ),
conservative investor ( 6 - 7% )

Your estimated rate of return on investment:
Option A:	Lump sum investment required:
Option B:	Yearly investment required:
Option C:	Monthly investment required:

To find out your risk tolerance and suitability of various funds to meet your needs, please click on the following button:

Warning Statement!

BEFORE INVESTING, YOU ARE ADVISED TO READ AND UNDERSTAND THE CONTENTS OF THE MASTER PROSPECTUS DATED 29 APRIL 2000 AND THE INDEX-LINKED FUND PROSPECTUS DATED 8 JUNE 2000 (INCLUDING SUPPLEMENTARY PROSPECTUSES THERETO, IF ANY). SUCH PROSPECTUS HAS BEEN REGISTERED WITH THE SECURITIES COMMISSION WHICH TAKES NO RESPONSIBILITY FOR ITS CONTENTS AND IS OBTAINABLE AT ANY OF OUR OFFICES.

YOU SHOULD CONSIDER THE FEES AND CHARGES INVOLVED AND CONSULT YOUR FINANCIAL OR OTHER PROFESSIONAL ADVISER IF YOU ARE IN DOUBT ABOUT ANY FEATURE OR NATURE OF THE FUNDS. THE PRICES OF UNITS AND DIVIDENDS PAYABLE, IF ANY, MAY GO DOWN AS WELL AS UP AND PAST PERFORMANCE OF THE FUND IS NO GUARANTEE OF ITS FUTURE PERFORMANCE. ANY ISSUE OF UNITS TO WHICH THE PROSPECTUS RELATES WILL ONLY BE MADE ON RECEIPT OF THE APPLICATION FORM REFERRED TO IN AND ACCOMPANYING THE PROSPECTUS.