Financial Planning - Family Protection

Tools & Calculator

Step 1: Cash Needs (A)
Immediate Fund:		-Fund to pay for funeral, tax and legal fees
Mortgage/ Debt:		-To ensure a debt free home for our family ( Zero if insured under MRTA)
Emergency Fund for Family Members:		-For emergency needs like hospitalisation, major medical major repair to house and car.
Education Fund:		-To guarantee a fund for our children's education
Total Cash Needs:

Step 2: Plus Income Need (B)
Family Income Needed / year:		-How much does our family need to pay for the necessity
Interest rate (%):
Estmate Capital Needed:

Step 3: Less Existing Liquid Assets (C)
Fixed Deposit & Savings:
Unit Trust:
Stocks:
EPF:
Existing Insurance:
Existing Education Fund:
Total Existing Liquid Assets:

Total Fund Needed ( A+B-C ) =

-This is the recommended sum assured

To find out your risk tolerance and suitability of various funds to meet your needs, please click on the following button:

Warning Statement!

BEFORE INVESTING, YOU ARE ADVISED TO READ AND UNDERSTAND THE CONTENTS OF THE MASTER PROSPECTUS DATED 29 APRIL 2000 AND THE INDEX-LINKED FUND PROSPECTUS DATED 8 JUNE 2000 (INCLUDING SUPPLEMENTARY PROSPECTUSES THERETO, IF ANY). SUCH PROSPECTUS HAS BEEN REGISTERED WITH THE SECURITIES COMMISSION WHICH TAKES NO RESPONSIBILITY FOR ITS CONTENTS AND IS OBTAINABLE AT ANY OF OUR OFFICES.

YOU SHOULD CONSIDER THE FEES AND CHARGES INVOLVED AND CONSULT YOUR FINANCIAL OR OTHER PROFESSIONAL ADVISER IF YOU ARE IN DOUBT ABOUT ANY FEATURE OR NATURE OF THE FUNDS. THE PRICES OF UNITS AND DIVIDENDS PAYABLE, IF ANY, MAY GO DOWN AS WELL AS UP AND PAST PERFORMANCE OF THE FUND IS NO GUARANTEE OF ITS FUTURE PERFORMANCE. ANY ISSUE OF UNITS TO WHICH THE PROSPECTUS RELATES WILL ONLY BE MADE ON RECEIPT OF THE APPLICATION FORM REFERRED TO IN AND ACCOMPANYING THE PROSPECTUS.